News Items
March 1, 2005 — Officer Receives $500,000 Settlement After Being Shot While Responding To 911 Call.
Attorney Steven Ballin settled this matter for an officer who was ambushed and shot with a .44 Magnum while responding to a 911 call. The settlement represents the limit of the insurance policy which was available. Although insurance policies typically do not provide coverage for conduct which the insured intends to cause or harm the insured expects to occur, Attorney Ballin was able to persuade the insurance company to cover this very serious and career ending injury. For the full story about this important case and how it was resolved please go to the link: Officer receives $500,000 settlement after being shot while responding to 911 call.
March 29, 2005 — Massachusetts Superior Court Rules Officer Hit By Friendly Fire Can Make A Claim Against His Personal Automobile Insurance Policy.
Attorney Steven Ballin obtained a favorable ruling from Superior Court Justice Mitchell J. Sikora Jr. declaring that a police officer, who was hit by friendly fire intended for the fleeing van operated during a drug buy bust organized by a Federal Task Force, did have an injury which arose out of the operation of a motor vehicle. As a result of being hit by friendly fire the injured officer became disabled and lost his career as a police officer. The Court's ruling is significant as the van had no insurance coverage available since it was allegedly stolen, and the Defendant, who was subsequently convicted and incarcerated, has no reachable assets to satisfy the injured officer's claim. Attorney Ballin made a claim against the injured officer's own automobile insurance policy under his Part 3 coverage for "Bodily Injury Caused By An Uninsured Auto", but his claim was denied by his insurance company which claimed that: 1, his injury didn't arise out of the "operation"of an uninsured motor vehicle; and 2, the injury to him was intended by the fleeing operator. Attorney Ballin argued that it was the negligent operation of the motor vehicle which threatened the lives and safety of the officer and the public which caused him to be hit by friendly fire and as such should fall within his insurance coverage and that the injury to him was not intentional, and even if it was, it didn't disqualify the officer from reaching his own insurance. The Court agreed permitting the injured officer and his wife to collect from their own personal automobile insurance policy. This favorable ruling is currently tied up on post trial motions. The insurance company has filed a notice of its intent to appeal the ruling to the Massachusetts Court of Appeals. The case reference is Michael D. Chapdelaine and Kara M. Chapdelaine vs. Boston Old Colony Insurance Company, Norfolk Superior Court Civil Action No. 01-01738-B.
November 10, 2005 — Rhode Island Supreme Court to decide whether injured officer entitled to prejudgment interest on arbitration award in connection with injuries sustained when injured on duty.
Attorney Steven Ballin appeared before all five justices of the Supreme Court for the State of Rhode Island in an effort to obtain prejudgment interest on a favorable arbitration award received by a Seekonk police officer who was injured on duty when his vehicle was struck while on a detail at a local movie theater by an underinsured auto which drove through an intersection with no headlights in the dark of night T-boning the officer's vehicle. Attorney Ballin argued at the hearing before the Supreme Court that the arbitrators mistakenly failed to award the injured officer prejudgment interest under Rhode Island law on the amount of money the officer received from the Defendant's insurance company. If successful, the injured officer will not only receive the additional prejudgment interest, but future Rhode Island accident victims may be entitled to the same prejudgment interest on their future claims. The injured officer had made a claim against his own personal "Bodily Injury Caused By an Underinsured Auto" coverage which was a Rhode Island insurance policy. Because there was no agreement on the amount of his claim, it proceeded to arbitration before three arbitrators in Rhode Island. The case name is Metropolitan Property and Casualty Insurance Company v. Colin Barry, No. 2003-478-A. The case garnered much local attention on this hotly debated issue with Court accepting the filing of amicus curiae briefs by the Rhode Island Trial Lawyers Association and the Casualty Insurers of America. A decision is expected within the next two months.
Please check back with us in the future for other news items that we will be posting to this page.
Events
Please check back with us in the future for events that we will be posting to this page.
WORKSHOPS
Steven Ballin also is available to conduct legal workshops for local police, fire and public safety departments, unions and related organizations. Workshop subjects relate to the public safety officer's rights to make valuable claims when injured on duty. Plus, Attorney Ballin will review steps that can be taken now to protect public safety officers in the event of a future injury on duty.
For more information on any events or scheduling a workshop,
please call (781) 769-4500 or email us at sballin@ballinlaw.com.
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